Buying a Car
Your car is an essential part of your daily life, and it is likely to be one of the major purchases you make in your life. It’s important to ensure that when you buy a new car, you’ve done your research and considered your options, so you can be sure you get the right car, with the right accessories, for your needs.
The more you know the better you buy
Buying a new car (whether New or Used) can be an overwhelming experience with so many considerations. For most people, their car is second only to their house as a major purchase in their life, so it’s worth putting in a few hours of time to acquire the knowledge you need to make the right decision.
This information is designed to assist you through the entire car buying and owning experience – what type of car to buy, where and how to purchase, and important things to consider while making your decision.
What type of car do you want to buy?
The type of car you want to buy depends on your own personal taste and needs, and your budget.
Will this be the only family car?
Will it have to hold half a netball/football team on a Saturday morning?
What type of driving will you be doing? (on road / off road)
What is more important – fuel economy or carrying capacity?
Whatever your needs and personal taste, buying a car is like any other serious purchase – deciding on the most you want to spend will help narrow down the options and make choosing easier.
Ensure that you can actually afford the car not just the repayments per week/month but other associated costs such as registration including stamp duty and transfer costs, insurance, car maintenance etc.
What you eventually decide will be a vehicle that is a combination of features. It could be a seven-seater 4WD that can travel off-road; or it could be a two seater minivan that costs next to nothing to run and is useful for carrying pot plants home from the nursery.
It is important to be realistic at this stage of the process; you may need to be a little flexible at purchase time.
Start the search
Now that you know what you are looking for, start the search. The internet has become a very valuable source of information available to everyone. All manufacturers have websites which contain a vast amount of information about their product range. They even have facilities on their websites to “Build your vehicle” and get a visual perspective of what the vehicles in your chosen colour with accessories may look like. You can also use their websites in obtaining information about your nearest dealer etc. Pricing guidelines are also “online” and you can even request a quote online.
Other sources of information available on the internet can range from various feedback sites in relation to performance reviews of the chosen vehicles.
Another valuable source of information is your local newsagent who may stock monthly motoring magazines as well as specialised publications in relation to the various types of vehicles available in the market.
The aim of this part of the buying procedure is to prepare a shortlist of models to check out in greater detail at the dealership. Armed with road test information and an idea of what models are in your price range, you can ask the right questions to ensure the car you end up with is the car for you.
Where to buy a car
There are a number of options available in terms of where you can buy a car. They each have their advantages and disadvantages. Equipped, you'll be to make the right final decision.
Buying from a car dealership
Once you’ve compiled your shortlist of vehicles to try out, visit the dealers who carry them. The test drive is where you get the "feel" of a car. Give it a good tryout, over as many types of road as you can, paying careful attention to how comfortable you are in the driving position and how the vehicle's handling matches your driving ability. Test drive every model on your short list and ask the salespeople any questions you can think of, being sure to cover the features that are important to you and those that may affect the price of the vehicle. It may be useful to prepare a list of questions to ask the dealer ahead of time, to be sure you don’t forget anything.
Work out the price for each vehicle with the accessories you want, and if you have a trade-in get a valuation on it from each dealer.
Before you leave the showroom, pick up a copy of the maker's literature about the vehicle you're interested in. Most manufacturers will have a "specification sheet" for new vehicles on their website.
The more you know the better equipped you'll be to make the right final decision.
Choose your new car and get the best price
Once you’ve been to each dealership and test driven every vehicle on your shortlist, head home and think about everything you've learned. Eventually you'll come to a conclusion about which vehicle is right for you. The next step is to get the best price. It's always a good idea to approach two or three dealers for their best offer. Your product knowledge will make it easier for them to come up with a package that meets your needs. You've already got one dealer's figure, although it never hurts to go back to that dealership when you've tried one or two others.
Let them know you've done your homework and are at the stage where you're down to dollars and cents. This will save time for everybody, and it's quite alright to ask for the figure in writing. Remember that what you want to know is the absolute, final price of the car after allowing for your trade-in and including ancillary costs such as registration, stamp duty, and dealer charges.
At the end of this process you'll finish up with the make and model that's exactly what you want and need and at a price you can afford. You'll also have learned a lot and can take satisfaction in knowing that you've made the right decision.
Most New Car Dealers also offer finance and insurance, but you are not obliged to purchase those products. Shop around for car loans and insurance and check out the rates offered by banks, credit unions and finance companies.
Get it Inspected
An MTA (Independent) Vehicle Inspection will help protect both you and your passengers. MTA Vehicle Inspections are truly unbiased vehicle inspection specialist.
The skilled technicians will thoroughly inspect a vehicle you wish to purchase and provide you with an easy to read report (with photos).MTA Vehicle Inspections is a mobile service, yes, we come to you (restrictions apply).Inspections can be carried out prior to purchase at a Motor dealer or if buying privately at home/work.
Most importantly, they do not own, operate or have any affiliation with a service workshop or repair centre. You can be confident that an MTA Vehicle Inspections report will only point out genuine defects that really do require attention.
For more information visit www.mtavehicleinspections.com.au
Deal with a licensed MTA NSW dealer
Finally, always deal with a licensed MTA NSW dealer. It's the best way to ensure that you'll enjoy the experience of buying a new car.